Thursday, February 05, 2026

What I Spent: January 2026

I waffled about whether or not to continue doing these posts, but I find them useful, so they're back!

As a reminder, my husband pays the "big bills" like mortgage, phone, car, and electricity. I pay for groceries and the pets and that somehow evens things out.



Eating out ($5.05, <1%) - I bought myself an americano on a day when I really needed a lift for being a grown up. 

Entertainment ($12.95, <1%) - Spotify subscription.

Gifts ($42, 1.7%) - Birthday present for my niece and some greeting cards.

Donations ($50, 2%) - To the scholarship fund at my alma mater.

Travel ($120, 4.7%) - Friends, I renewed my passport. I thought it was going to take ages, but I was able to submit my photo online (we took it in our bathroom with me standing in our bathtub) and do all the paperwork online and I got it in the mail within three weeks. Since I'd been putting this off for months, this was a real win and took less than an hour all told.

Personal care ($224.93, 8.9%) - Haircut, stocked up on supplements, and I had to buy new face wash and face lotion. 

Bills ($281.51, 11.1%) - Insurance for the house and car, as well as water/sewer.

Savings ($350, 13.8%) - This would have been more, except for...

Pets ($598.93, 23.6%) - Hannah had the vet appointment to get her bumps looked at and then I had to buy her fancyschmancy boots. As I'm typing this, the boots haven't even shipped yet and the daytime temps have climbed back into the 20s, so that was probably a waste. 

Groceries ($848.78, 33.5%) - This is higher than usual, but it's because I took dinner over to a friend with cancer a couple of times and it's expensive to make a nice meal for four people. I definitely fed them better than I would feed us. 

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Did you buy coffee last month? Do you think it's crazy that I did?

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